Victims get confused about whom to contact right after the accident. Due to several such mistakes, they ruin their chances of obtaining a fair amount. Many people do things without a lawyer and end up losing all their hopes of getting justice. It is important to learn when I should contact an auto accident lawyer because he has the knowledge of the state’s auto accident laws, which you may not have. Contacting an insurance company after the accident should not be a complicated process. However, a lawyer can assist you in the entire process efficiently.
How to report the auto accident to the insurance company?
It depends on the type of claim you file. Mainly, there is the first-party claim and another is the third-party claim. In the first-party claim, you will contact your insurance company and file for compensation. You just need to call them at the contact number mentioned on the insurance product. Mostly, they have the claim form available on their official websites.
If you are filing a third-party claim form, you need to obtain the contact number of the insurer of another party and report the accident. In many cases, you need to file both a first-party and third-party claim. It is highly recommended to get in touch with an experienced lawyer, who can guide you on which type of claim is the most suitable one.
Information required to be filled in
The insurance company will ask for the following details:
- Policy number
- Details of the policyholder including the contact details
- Date and time of the accident
- Start and end date of the policy
- Vehicle details such as vehicle registration number and license number of the driver
- General description of the accident
After the car accident has been reported, the insurance company will arrange a car inspection and the review process. It may take a few more days than you expected. You might need to wait until you receive their first offer. If you have a good lawyer with you, he can expedite the process by making calls or sending emails to them. Experts with the insurance company decide the amount to be given to you.
If you want to strengthen your case, you should not make any statement unless you have a lawyer on your side. Always follow his instructions to win the right amount in a timely fashion.